Concept Mortgage

With over 15 years of lending experience, James Saville can provide you with valuable tools and information to help you make smart decisions about home owner ship. Whether it's your first home purchase or your tenth, Concept Mortgage has tailored solutions to match you with the right loan program to fit your needs. Our wide variety of loan options include: -Conventional -Jumbo -Conventional with and without PIM -FHA -USDA -Portfolio and Private Loan programs, including, stated income, alternate doc income programs, and down payment assistance options for no money down financing. Our process is fast, efficient, and compliant, so you can rest assured your home financing is in good hands. Give me a call today to find out more about us! Licensed and Regulated by the Bureau of Real Estate of California and the NMLS safe act. http://www2.dre.ca.gov/PublicASP/pplinfo.asp?License_id=01865090 Licensed to work in CA: NMLS#265156\BRE# 01865090

With over 15 years of lending experience, James Saville can provide you with valuable tools and information to help you make smart decisions about home owner ship. Whether it's your first home purchase or your tenth, Concept Mortgage has tailored solutions to match you with the right loan program to fit your needs. Our wide variety of loan options include: -Conventional -Jumbo -Conventional with and without PIM -FHA -USDA -Portfolio and Private Loan programs, including, stated income, alternate doc income programs, and down payment assistance options for no money down financing. Our process is fast, efficient, and compliant, so you can rest assured your home financing is in good hands. Give me a call today to find out more about us! Licensed and Regulated by the Bureau of Real Estate of California and the NMLS safe act. http://www2.dre.ca.gov/PublicASP/pplinfo.asp?License_id=01865090 Licensed to work in CA: NMLS#265156\BRE# 01865090

36 Reviews

Client Reviews

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    James was professional and assisted us on all our mortgage needs.

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    Back in October 2016, James Saville helped us procure financing for a home purchase. With the daunting task of complying with todays stringent home loan requirements, James made it easy to understand. His experience and guidance as we went through the home purchase process was the best we had ever experienced. If we ever had to go through this process at some time in the future we would definitely call on James Saville at Concept Mortgage. Roy and Maria Keeney

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    James Saville from Concept Mortgage has been of excellent service. From financial advice to buying and refinancing my mortgage twice. Quickly, and confidently reassures me of any concern I have from beginning to end of loan process he stands with you. I would recommend James Saville to anyone In need of a loan or home buying.

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    I have been working with James for years. He trustworthy, quick, and efficient. Highly recommended.

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    It has been a year since working with James Saville so I have only a positive memory with no derails. .

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    We liked working with James he guided us through the process of getting our home loan he is very communicative and made it go so smooth, highly recommended.

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    Great job Concept Mortgage !

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    5 stars

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    I was using another mortgage company while I was trying to buy my current house. After several issues with them, James at Mike at Concept Mortgage fixed everything and closed the deal earlier than the original company could. They really saved me from losing the house and did so quickly and at a great price. I will only use them for any future home purchases.

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    It was great. James made our experience very easy. They help me and husband with the whole pricess and where quick at answering all our questions.

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