Idaho First Mortgage

Purchasing a home is one of the most important decisions you will make in your lifetime. The mortgage process can be daunting, which makes it critical to partner with a reputable team. The Oswald Lending Team at Idaho First Mortgage is more than qualified to walk you through this rigorous process. Derek is in the business of helping families achieve their dreams of home ownership. It is his ultimate goal to create lasting relationships with each of his clients so that he may continue to provide excellent service for many years to come. Your home loan is about you and your family’s goals. Every borrower has a unique situation, and every borrower deserves the capability to choose what’s best for them. It is Derek's job to provide you with the tailored options that are available to you, and assist you in making the best financial decision for your family. He will guide you along the path to insure a smooth and comfortable process. Idaho First Mortgage offers Fixed Rate Mortgages, FHA Mortgages, VA Mortgages, Adjustable Rate Mortgages (ARM), Construction Loans, Reverse Mortgage and Idaho Housing Financing. The Oswald Lending Team is a local Idaho Lender that helps serve Idaho Falls, Ammon, Rigby, Rexburg, and other surrounding areas and are licensed to do business all over the nation. Derek and his team would be honored to earn your business and your friendship!

Purchasing a home is one of the most important decisions you will make in your lifetime. The mortgage process can be daunting, which makes it critical to partner with a reputable team. The Oswald Lending Team at Idaho First Mortgage is more than qualified to walk you through this rigorous process. Derek is in the business of helping families achieve their dreams of home ownership. It is his ultimate goal to create lasting relationships with each of his clients so that he may continue to provide excellent service for many years to come. Your home loan is about you and your family’s goals. Every borrower has a unique situation, and every borrower deserves the capability to choose what’s best for them. It is Derek's job to provide you with the tailored options that are available to you, and assist you in making the best financial decision for your family. He will guide you along the path to insure a smooth and comfortable process. Idaho First Mortgage offers Fixed Rate Mortgages, FHA Mortgages, VA Mortgages, Adjustable Rate Mortgages (ARM), Construction Loans, Reverse Mortgage and Idaho Housing Financing. The Oswald Lending Team is a local Idaho Lender that helps serve Idaho Falls, Ammon, Rigby, Rexburg, and other surrounding areas and are licensed to do business all over the nation. Derek and his team would be honored to earn your business and your friendship!

56 Reviews

Client Reviews

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    We loved worked with Derek. He was fast, friendly, and knowledgeable. It made buying our house so easy. We will be always go back to him.

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    Derek and Wendy were more than willing to go the extra mile to help us with any questions we had as first time home buyers. We made the decision to go local despite a slightly higher mortgage rate due to their amazing service and investment in my wife and I. They made sure we understood every step of the process as well as coming to our aide on multiple occasions including weekends and Holidays. Thanks again and we will do our best to send you as much business as we can.

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    It was a pleasant and uncomplicated process.

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    Working with Idaho First Mortgage, specifically Derek and Wendy, was great. They helped in any way they could to make this whole process easier.

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    These guys are awesome!! They went above and beyond to help us in anyway they could!! My wife and I were very impressed and would highly recommend this business.

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    Great experience :)

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    Derek and Wendy have always been AMAZING to work with. The transaction is ALWAYS smooth. They are honest. They give the best rates. There's really no better option than Derek & Wendy at Idaho First Mortgage!

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    My wife and I had a real good experience working with Idaho First Mortgage. The process was quick and easy. I would recommend these guys to anyone who is in the need of a home loan.

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    Derek and his team were truly first rate. To say they were a real pleasure to work with is saying a lot in the stressful world of financing. We had tried several other routes with much anxiety and disappointment but it all melted away when we were referred to Derek. There is no other option in our book if we ever need to get another mortgage.

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    Idaho First Mortgage is fantastic! Their entire staff is friendly, knowledgeable, and deliver on their promises!

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