Trailstone Insurance Group

We are an Independent Insurance Agency that works with over 25 insurance companies to find the best rates for your auto, home, business and life insurance needs. So what is an Independent Insurance Agent? There are two kinds of insurance agents, Captive Agents and Non-Captive, or Independent Insurance Agents. There is a big difference! Captive Agents are committed to one insurance carrier, like AllState, Farmers, American Family, Country or State Farm, and are restricted to selling that one company’s product line. They cannot shop for other opportunities that may better suit consumer needs. To a captive agent, the parent company comes first. On the other hand, Independent Insurance Agents are open to offering their customers multiple insurance carriers. This broader selection offers more resources to find coverage that best suits your personal situation. We shop for you. To an independent agent, the customer comes first. A shocking number of people overpay for car and home insurance without realizing it. An independent insurance professional works for you not the insurance company. We can search dozens of policies from many reputable companies. And best of all, it's absolutely free to use an independent insurance professional!

We are an Independent Insurance Agency that works with over 25 insurance companies to find the best rates for your auto, home, business and life insurance needs. So what is an Independent Insurance Agent? There are two kinds of insurance agents, Captive Agents and Non-Captive, or Independent Insurance Agents. There is a big difference! Captive Agents are committed to one insurance carrier, like AllState, Farmers, American Family, Country or State Farm, and are restricted to selling that one company’s product line. They cannot shop for other opportunities that may better suit consumer needs. To a captive agent, the parent company comes first. On the other hand, Independent Insurance Agents are open to offering their customers multiple insurance carriers. This broader selection offers more resources to find coverage that best suits your personal situation. We shop for you. To an independent agent, the customer comes first. A shocking number of people overpay for car and home insurance without realizing it. An independent insurance professional works for you not the insurance company. We can search dozens of policies from many reputable companies. And best of all, it's absolutely free to use an independent insurance professional!

423 Reviews

Client Reviews

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    These people relky help when uou need thrm fair very quick to process a claim and very helpful getting everything taken care of

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    I work with Heidi Oliver at Trail Stone insurance and I never really understood the importance of having an actual insurance agent until I started working with her. I have always gotten insurance online and kind of guessed at what I needed. Working with Heidi has taken the guesswork out of my policy and I actually feel really confident in my coverage. I also like that she reshops me every time my policy is about to be up to make sure I'm getting the best payment possible. I love working with Heidi and Trailstone.

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    Great team!

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    Service to get the policy in effect was fabulous. We have never had a claim (thankfully) but I am confident that will go smoothly as well!

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    I am loving my new insurance!!! I locked my keys in my car 2 times and was able to call roadside With no problems!!!

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    Dave Runco with trailstine has provided excellent service and was extremely helpful. My wife and I will be recommending Trailstine to our friends and family! We are very happy, thank you!

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    Very good experience.

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    Dan is always willing to help no matter the size of the problem and he found us some great insurance that fits our family's needs AND budget. Highly recommend Trailstone!

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    Dan is always willing to help no matter the problem and found us some great insurance that fits our family's needs AND budget.

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    Great dealing with Dave. He is well versed in both auto and home and the process was painless. Dave took care of everything and followed up as needed, but wasn't a pest. Great guy to work with for insurance. I have recommended him to all my friends and family in Colorado.

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